SERVICE CHARGES
| S/No | Particulars | Service Charge + Tax and Others as Applicable from time to time |
| DEPOSIT SECTION | ||
| 1 | Average Minimum Quarterly Balance | i) Savings Account |
| ii) Rs.1,000/- with Cheque book facility. | ||
| iii) Rs.500/- without cheque book facility. | ||
| 2 | Charges for Non-Maintenance of Minimum Balance | Charges are Rs.20/- per day per transaction. |
| 3 | Issue of Duplicate Pass book | Rs.100/- with latest balance + Rs.10/- per page for previous entries. |
| 4 | Cheque Book Charges | Rs.20/- for single cheque book. Rs.100/- per extra cheque book at a single time. |
| 5 | Photo Attestation | Rs.10/- per photo. |
| 6 | Signature Attestation for ECS | Rs. 100/-. |
| 7 | Signature Attestation | For obtaining loans from other financial institutions Rs.100/- per attestation. |
| 8 | Bouncing of Cheque – Local / ECS (issued by our customer) | Rs. 100/- per instrument for cheque amount below Rs.1.00 lakh. |
| Rs.100/- + Re.0.50 per Thousand for cheque amount above Rs.1.00 lakh. | ||
| Above mentioned charges are also applicable for return of ECS. | ||
| 9 | Dormancy/Inoperative Account Activation Charge | Rs 100 |
| 10 | Balance Certificate | Rs 50/- |
| 11 | Service Charge | 1. Rs 50 annual maintenance fee per annum |
| 2. Rs 100/- on half-yearly basis towards inoperative account | ||
| 12 | Issue of Account Statement | Rs 50 per page |
| 13 | Transfer of Account | Rs 100 (Inclusive of Postal Charges) |
| 14 | Stop Payment Instruction | Rs 50 Per Instrument/Instruction |
| 15 | Account Closure | If closed within three months |
| 1. Rs 100 without Cheque Book | ||
| 2. Rs 200 with Cheque Book | ||
| CURRENT ACCOUNT | ||
| 1 | Average Minimum Quarterly Balance | Rs 1,000/- |
| 2 | Charges for Non-Maintenance of Minimum Balance | Charges are Rs.50/- per day per transaction. |
| 3 | Issue of Duplicate Pass book | Rs.100/- with latest balance + Rs.10/- per page for previous entries. |
| 4 | Cheque Book Charges | Rs.20/- for single cheque book. Rs.100/- per extra cheque book at a single time. |
| 5 | Photo Attestation | Rs.10/- per photo. |
| 6 | Signature Attestation for ECS | Rs. 100/-. |
| 7 | Signature Attestation | For obtaining loans from other financial institutions Rs.100/- per attestation. |
| 8 | Bouncing of Cheque – Local / ECS | Rs. 100/- per instrument for cheque amount below Rs.1.00 lakh. |
| Rs.100/- + Re.0.50 per Thousand for cheque amount above Rs.1.00 lakh. | ||
| Above mentioned charges are also applicable for return of ECS. | ||
| 9 | Balance Certificate | Rs 50/- |
| 10 | Service Charge | Rs 50 annual maintenance fee per annum |
| Rs 100/- on half-yearly basis towards inoperative account | ||
| 11 | Issue of Account Statement | Rs 50 per page |
| 12 | Transfer of Account | Rs 100 (Inclusive of Postal Charges) |
| 13 | Stop Payment Instruction | Rs 50 Per Instrument/Instruction |
| 14 | Account Closure | Rs 200, If closed within one year |
| TERM DEPOSIT | ||
| 1 | Issue of Duplicate Certificate | Rs 100 per case |
| 2 | Penal Interest for Delayed Instalments | Rs 2.00 per Rs 100 |
| LOAN SECTION | ||
| 1 | Loan Application Form | Rs 100 per form. |
| 2 | Processing Fee/Charge | 1. Govt. Sponsored scheme Rs 100 per case |
| 2. Fresh Loan 1% of Loan amount | ||
| 3. Renewal 0.50% of Loan amount | ||
| 3 | Issue of Duplicate Pass book | Rs.100/- with latest balance + Rs.10/- per page for previous entries. |
| 4 | Cheque Book Charges | Rs.20/- for single cheque book. Rs.100/- per extra cheque book at a single time. |
| 5 | Non-Submission of Stock Statement | Rs 200 per month |
| 6 | Penal charge for late payment of EMI | 1% p.a. for the amount in default for the days of default. |
| 7 | Pre payment for charge for Term Loan | Rs 1,000 or 2% flat on o/s balance, which ever is higher |
| 8 | NoLiability/ Dues Certificate | Rs 100 per case |
| 9 | Bank Guarantee | 0.75% per quarter or part thereof with a minimum of 3% p.a. |
| Note: Bank Guarantee should be back by a margin of 100% as Fixed Deposit. | ||
| 10 | Commitment Charge for C.C limit | 10% of sanctioned limit, if utilization is below 10% of sanctioned limit. |
| SOLVENCY CERTIFICATE | ||
| 1 | Upto Rs 5 lakhs | Rs 2,000 |
| Above Rs 5 lakhs – Rs 10 lakhs | Rs 2,500 | |
| Above Rs 10 lakhs to Rs 50 lakhs | Rs 5,000 | |
| Above Rs 50 lakhs | Rs 10,000 | |
| 2 | Stop payment of Cheques CC/ODs | Rs 100 per instances |
| REMMITTANCE FACILITIES | ||
| 1 | Issue of Demand Drafts | 1. Rs 20 up to Rs 1,000 |
| 2. Rs 20 + 1.00 per thousand thereafter | ||
| 2 | Cancellation of Demand Draft | Rs 100 per cancellation |
| 3 | Duplicate Demand Draft | Rs 200 per Demand Draft |
| 4 | Revalidation of Demand Draft | Rs 100 per Demand Draft |
| CHEQUE COLLECTIONS | ||
| 1 | Upto Rs 10,000 | Rs 50 |
| 2 | Rs 10,001 – Rs 1,00,000 | Rs 100 |
| 3 | Rs 1,00,001 & Above | Rs 150 |
| 4 | Local Collection | Nil |
| 5 | Out Station | Rs 25 per instrument |
| 6 | Cheque Return Insufficient Funds | Rs 200 per instances |
| BILL COLLECTIONS | ||
| 1 | Upto Rs 5,000 | Rs 50 |
| 2 | Above Rs 5,000 – Rs 10,000 | Rs 75 |
| 3 | Above 10,000 – Rs 1,00,000 | Rs 125 |
| 4 | Above Rs 1,00,000 – Rs 5,00,000 | Rs 250 |
| 5 | Above Rs 5,00,000 | Rs 300 |
| RUPAY DEBIT CARD RELATED CHARGES | ||
| Tariff Charges | ||
| 1 | Apex Bank ATM | Free |
| 2 | Other Bank’s ATM | |
| First 3 Transactions of the month in Metro Cities | Free | |
| First 5 Transactions of the month in Non Metro Cities | Free | |
| After First 3 and First 5 transactions in metro and non metro cities respectively in month | Rs. 18/- per transaction + GST (Financial) Rs. 9/- per transaction + GST (Non-Financial) |
|
| 3 | DAILY USAGE LIMITS | |
| Cash Withdrawal Transaction Limit at ATM | Rs. 40,000/- | |
| Purchase Transaction Limit at Merchant | Rs. 50,000/- | |
| 4 | FEES | |
| Annual Fee | Rs. 200/- | |
| Additional Card (per annum) | Rs 100/- | |
| Card Replacement Fee | Rs. 200/- | |
| INTERNET BANKING RELATED CHARGES (On ICICI Gateway) | ||
| 1 | IRTC Fee | Rs 25 Plus GST |
| 2 | Online Air Ticket Booking | Rs 50 Plus GST |
| 3 | Others i.e. Income Tax, GST Payment | Rs 50 Plus GST |
| INTER BRANCH TRANSFER CHARGES | ||
| 1 | Transfer between MCAB Branches Local/Outstation | Nil |
| 2 | Deposit of Cash at Non-Home CBS Branches | Rs 2/- per 1000/- Min Rs 50 per transaction |
| 3 | Encashment of Cheque at Non-Home Branches | Free upto Rs 10,000 Rs 2/- per 1000 above Rs 50,000/- |
| RTGS / NEFT transaction Charges | ||
| AMOUNT | Charges | |
| 1 | Rs. 1 – 10,000 | Rs 2.5 + GST |
| 2 | Rs. 10,001 – 1,00,000 | Rs. 5 + GST |
| 3 | Rs. 1,00,000 – 2,00,000 | Rs. 15 + GST |
| 4 | Above Rs. 2,00,000 | 25 + GST |
| 5 | Rs. 2,00,000 – 5,00,000 | Rs. 25 + GST |
| 6 | Above Rs. 5,00,000 | Rs. 50 + GST |
| OTHER AREAS | ||
| 1 | Nominal Membership | Nominal Fee Rs. 500 |
| Form Rs 20 | ||
| Admission Fee Rs 20 | ||
| 2 | Share | Application Form Rs 100 |
| Value per Share Rs 100 | ||
| Minimum Share 50 | ||
| 3 | Zero Balance Account | |
| 4 | Loan Application Form | Rs 100 per Form |
