|
For Fresh Loan Sanctioned Only
Effective from 10.7.2014
| SI.No. |
Particulars |
Rate |
| A |
AGRICULTURE & ALLIED AGRICULTURE |
| a |
Crop Loans & KCC |
7.00% * |
| b |
UptoRs 2,00,000/- |
12.00% |
| c |
Rs 2,00,001/- uptoRs 5,00,000/- |
13.00% |
| d |
Rs 5,00,001/- and above |
13.50% |
| B |
BUSINESS LOAN (Including CC, SBF, etc) |
| a |
Upto Rs 50,000/- |
13.00% |
| b |
Rs 50,001/- uptoRs 5,00,000/- |
13.50% |
| c |
Rs 5,00,001/- uptoRs 10,00,000/- |
14.00% |
| d |
Rs 10,00,001/- and above |
14.50% |
| C
| MICRO SMALL & MEDIUM ENTERPRISES (MSME) |
| a |
Upto Rs 50,000/- |
13.00% |
| b |
Rs 50,001/- uptoRs 3,00,000/- |
13.50% |
| c |
Rs 3,00,001/- uptoRs 5,00,000/- |
14.00% |
| d |
Rs 5,00,001/- and above |
14.50% |
| D |
HOUSING LOAN (EMI) |
| a |
UptoRs 5,00,000/- |
13.00% |
| b |
Rs 5,00,001/- uptoRs 15,00,000/- |
13.50% |
| c |
Rs 15,00,001/- uptoRs 20,00,000/- |
14.00% |
| d |
Rs 20,00,001/- and above |
14.50% |
| E |
ROAD TRANSPORT OPERATOR (RTO) |
| a |
Upto Rs 5,00,000/- |
14.00% |
| b |
Above Rs 5,00,001/- to Rs 7,50,000/- |
14.50% |
| c |
Above Rs 7,50,001/- |
15.00% |
| |
NON-PRIORITY SECTOR |
|
| F |
PERSONAL LOAN |
| a |
Up to Rs 1,00,000 |
15.00% |
| b |
Above Rs 1,00,000 – Rs 5,00,000 |
16.00% |
| c |
Above Rs 5,00,000 |
17.00% |
| G |
CAR LOAN |
15.00% |
| H |
TWO WHEELER LOAN |
16.00% |
| I |
FESTIVAL LOAN |
16.00% |
| J |
COMPUTER & LAP TOP LOAN |
16.00% |
| K |
CHURCH LOAN (EMI) |
|
| a |
5 years (60 months) |
7.30% |
| b |
6 years (72 months) |
7.40% |
| c |
7 years (84 months) |
7.50% |
| d |
8 years (96 months) |
7.65% |
| e |
9 years (108 months) |
7.75% |
| f |
10 years (120 months) |
7.90% |
| g |
12 years (14 months) |
8.15% |
| h |
15 years (180 months) |
8.50% |
| L |
LOAN AGAINST DEPOSIT/DEMAND LOAN |
2.00% above Deposit Rate |
* Covered by under Interest Subvention Scheme of NABARD Only.
|
