|
For Fresh Loan Sanctioned Only
Effective from 21.10.2020
| SI.No. |
Particulars |
Rate |
| A |
AGRICULTURE & ALLIED Activities |
| 1. |
Kissan Credit Card (KCC) |
7.00% * |
| 2. |
Working Capital & Term Loan
|
|
a. Upto Rs. 5,00,000/- |
12.00% |
|
b. Above Rs. 5,00,000/- |
13.00% |
| B |
Small & Medium Enterprise (SME) |
| 1. |
Cash Credit (SBF / SSI)
|
|
a. Upto Rs. 5,00,000/- |
12.50% |
|
b. Above Rs. 5,00,000/- |
13.00% |
| 2. |
Term Loans (SBF / SSI)
|
|
a. Upto Rs. 5,00,000/- |
12.50% |
|
b. Above Rs. 5,00,000/- |
13.00% |
| C
| Other Priority Sector Advances |
| 1. |
All Public Vehicle Loans (RTO) |
12.50% |
| 2. |
Housing Loan (Upto Rs. 25,00,000/-)
|
|
a. Salaried |
10.00% |
|
b. Non-Salaried |
12.00% |
| 3. |
Education Loan |
12.00% |
| 4. |
NMDFC / Tatkal Loan |
7.00% |
| D
| Non-Priority Sector Advances |
| 1. |
Personal Loan |
|
a. Upto Rs. 5,00,000/-
|
12.25% |
|
b. Above Rs. 5,00,000/-
|
13.00%
|
| 2 |
Festival Loan |
13.00% |
| 3 |
Pensioner Loan |
12.50% |
| 4 |
Car / Two wheeler Loan |
12.50% |
| 5 |
Overdraft |
14.00% |
| 6 |
Housing Loan (Above Rs. 25,00,000/-) |
|
a. Salaried
|
11.00%
|
|
b. Non - Salaried |
12.50% |
| 7 |
Church Loan |
11.00% |
| 8 |
LOAN AGAINST DEPOSIT/DEMAND LOAN |
2.00% above FD Rate |
|
