For Fresh Loan Sanctioned Only

Effective from 21.10.2020
SI.No. Particulars Rate
A AGRICULTURE  &  ALLIED   Activities
1. Kissan Credit Card (KCC) 7.00% *
2. Working Capital & Term Loan
a.  Upto Rs. 5,00,000/- 12.00%
b.  Above Rs. 5,00,000/- 13.00%
B Small & Medium Enterprise (SME)
1. Cash Credit (SBF / SSI)
a.  Upto Rs. 5,00,000/- 12.50%
b.  Above Rs. 5,00,000/- 13.00%
2. Term Loans (SBF / SSI)
a.  Upto Rs. 5,00,000/- 12.50%
b.  Above Rs. 5,00,000/- 13.00%
C Other Priority Sector Advances
1. All Public Vehicle Loans (RTO) 12.50%
2. Housing Loan (Upto Rs. 25,00,000/-)
a.  Salaried 10.00%
b.  Non-Salaried 12.00%
3. Education Loan 12.00%
4. NMDFC / Tatkal Loan 7.00%
D Non-Priority Sector Advances
1. Personal Loan
a.  Upto Rs. 5,00,000/- 12.25%
b.  Above Rs. 5,00,000/- 13.00%
2 Festival Loan 13.00%
3 Pensioner Loan 12.50%
4 Car / Two wheeler Loan 12.50%
5 Overdraft 14.00%
6 Housing Loan (Above Rs. 25,00,000/-)
a.  Salaried 11.00%
b.  Non - Salaried 12.50%
7 Church Loan 11.00%
8 LOAN AGAINST DEPOSIT/DEMAND LOAN 2.00% above FD Rate