For Fresh Loan Sanctioned Only

Effective from 10.7.2014
SI.No. Particulars Rate
A AGRICULTURE  &  ALLIED  AGRICULTURE
a Crop Loans & KCC 7.00% *
b UptoRs 2,00,000/- 12.00%
c Rs 2,00,001/- uptoRs 5,00,000/- 13.00%
d Rs 5,00,001/- and above 13.50%
B BUSINESS LOAN (Including CC, SBF, etc)
a Upto Rs 50,000/- 13.00%
b Rs 50,001/- uptoRs 5,00,000/- 13.50%
c Rs 5,00,001/- uptoRs 10,00,000/- 14.00%
d Rs 10,00,001/- and above 14.50%
C MICRO SMALL & MEDIUM ENTERPRISES (MSME)
a Upto Rs 50,000/- 13.00%
b Rs 50,001/- uptoRs 3,00,000/- 13.50%
c Rs 3,00,001/- uptoRs 5,00,000/- 14.00%
d Rs 5,00,001/- and above 14.50%
D HOUSING  LOAN (EMI)
a UptoRs   5,00,000/- 13.00%
b Rs   5,00,001/- uptoRs 15,00,000/- 13.50%
c Rs 15,00,001/- uptoRs 20,00,000/- 14.00%
d Rs 20,00,001/- and above 14.50%
E ROAD TRANSPORT OPERATOR (RTO)
a Upto Rs 5,00,000/- 14.00%
b Above Rs   5,00,001/- to  Rs   7,50,000/- 14.50%
c Above Rs 7,50,001/- 15.00%
  NON-PRIORITY SECTOR  
F PERSONAL LOAN
a Up to Rs 1,00,000 15.00%
b Above Rs 1,00,000 – Rs 5,00,000 16.00%
c Above Rs 5,00,000 17.00%
G CAR  LOAN 15.00%
H TWO WHEELER LOAN 16.00%
I FESTIVAL LOAN 16.00%
J COMPUTER & LAP TOP LOAN 16.00%
K CHURCH LOAN (EMI)  
a 5 years (60 months) 7.30%
b 6 years (72 months) 7.40%
c 7 years (84 months) 7.50%
d 8 years (96 months) 7.65%
e 9 years (108 months) 7.75%
f 10 years (120 months) 7.90%
g 12 years (14 months) 8.15%
h 15 years (180 months) 8.50%
L LOAN AGAINST DEPOSIT/DEMAND LOAN 2.00% above Deposit Rate
* Covered by under Interest Subvention Scheme of NABARD Only.